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About This Job

Work Location

  • Ho Chi Minh (District 1)

Job Level

  • Manager

Job Type

  • Permanent

Qualification

  • Bachelor

Experiences

  • 5 Years

Salary

  • Negotiable

Industry

  • Insurance, Banking, Transaction Banking Division, Finance / Accounting

Department

  • Product Development/ Card

Deadline to Apply

  • 28/02/2026

Contact Person

  • Ms. Phương
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Job Benefit

  • Laptop
  • Insurance
  • Allowances
  • Health checkup
  • Training & Development
  • Business Expense
  • Annual Leave

Job Description

  • Lead the product development lifecycle for new secure products, from ideation to launch focusing on secured loan products: auto loan, mortgage, invoice financing, … for individual, household business and corporate customer.
  • Conduct market research and identify customer needs.
  • Define product requirements and specifications that prioritize security best practices.
  • Deploy the products in alignment with product operations process and company’s policy adapting company’s strategy.
  • Can understand and redesign end-to-end product, process and procedures including customer touchpoints of selling, underwriting, risk policy assessing, credit granting, debt repayment and operational customer services, integrating with different lending platforms/ commercial applications.
  • Coordinate with cross-functional teams (Sales, IT, Risk, Operation, Legal,…) to implement new products or campaigns or improvement of existing products in terms of selling process, product parameters, risk indicators and others.
  • Build and update product programs reflecting changes.
  • Manage the portfolio including but not limited to analyzing and keeping track of product performance, P&L and policy.
  • Other tasks assigned by Head of Department.

Job Requirement

  • Bachelor degrees: major in Business or Finance or similar background.
  • Minimum 3 years of work experience in corporate credit analysis.
  • Minimum 5 years of work experience in Secured loan product (auto loan, mortgage, invoice financing, …) for individual, household business, corporate customer (especially SMEs).
  • Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system.
  • Demonstrated ability to critically analyze situations and risks, determine paths of action, and make recommendations to remediate issues.
  • Strong communication skills, data analysis skills, presentation skills.
Job tags: Phó Phòng Phát Triển Sản Phẩm Vay Thế Chấp Secured Lending Product Development
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