Planning And Strategy Deputy Manager

Department management and staff training with three units as follows:

1. Business Finance Unit:

- Control Company’s Profit & Loss (P&L) and Financial Indicators

- Supervise and monitor the company's financial situation in terms of disbursement and collection, credit growth rate according to the limit granted by State Bank of Vietnam (SBV);

- Supervise and control budget usage of company departments:

• Prepare budgets for each department and control budgets throughout the year;
• Control and manage the incentive policy of all departments in the Company through reviewing monthly incentive calculations and periodically reviewing incentive policies for each department;
• Evaluate the effectiveness of current incentive policies, marketing & promotion proposal and propose changes to control and optimize cost;
• Coordinate with the IT department and related departments to build and develop the Groupware system related to Budget Management

- Carry out analytical reports to improve the company's profit & loss;

- Build Single Account Profitability Model (SAP Model) for Unsecured lending and Credit Card Projection to help Directors make decision whether to enhance/improve each products

- Coordinate with the Finance and Accounting department for closing, check data on debt classification, provisioning and write off plan to achieve target %NPL;

- Coordinate with Treasury department to control capital expenditures, control cash flow to ensure liquidity and capital adequacy indicators;

- Control the company's financial indicator targets periodically;

- Make periodic reports to Directors and MAC on financial targets and company profits.

- Make periodical Business Planning Make a business planning includes building a 3-year/ 5-year strategic plan, budgeting and annual planning. Update and forecast P&L weekly/monthly/ad-hoc as requested by Directors;

- Manage Information System (MIS)

- Manage information system to do the profit forecasting models, analytical reports, IFRS9, debt selling reports and other quick reports;

- Coordinate with the IT department and related departments to modify the data system (if any from Directors & MAC).

2. Strategy Unit

Implement the company's strategies in each specific period as follows:

- Strategies related to selling debt:

• Plan debt sales, build the valuation model and propose the pricing of sold debts to support the Directors' decisions;
• Implement debt sale procedures;
• Monitor debt collection by debt buying companies for MAFC customers after the loan is sold, control their debt collection in compliance with legal regulations, and avoid affecting MAFC's reputation;
• Monitor customer payment activities after debt is sold.

- Strategies related to customer rescheduling;

- Carry out conversion reports from VAS to IFRS from time to time;

- Market research and propose new business strategies.

3. State Bank Reporting Department (SBV) Unit

- In charge of reporting according to the reporting regime issued by SBV and other competent agencies such as daily/monthly balance reports, liquidity index reports, quarterly/annual financial reports, debt quality reports…

- Reports required by Investors, Directors, MAC;

- University degree or higher

- Certificates such as CFA, ACCA, CPA, CMA are a plus

- 5 years of experience in similar position