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Job Benefit

  • Laptop
  • Insurance
  • Allowances
  • Incentive bonus
  • Health checkup
  • Salary review
  • Seniority Allowance
  • Annual Leave

Job Description

  • Measuring & assessing portfolio quality. Reviewing and enhancing lending policies based on portfolio quality trend and market situation to ensure a sound risk portfolio and competitiveness
  • Deploy and maintain credit risk reporting system and enhance changes to the existing infrastructure to optimize reporting process.
  • Perform standard risk report (Portfolio Quality Reviews, Delinquency, …) and detailed ad-hoc analysis if required.
  • Analyzing credit portfolio performance for the purpose of further enhancing the credit policy, cooperate with Policy team in implementation and evaluation risk policies.
  • Support the team in implementing credit risk strategy and scoring models to a Risk Decision Engine.
  • Cooperate actively on technical level with IT and data warehouse teams.


Job Requirement

Education level, certification:

  • Bachelor or higher graduated in Economics, Finance – Banking, IT (computer science, data science, etc.)
  • Strong knowledge of how to build and work with relational database (SQL, SAS, Oracle, etc.)
  • Proficient in use of visualization tools.


Experience:

  • Min 2 years of experience in MIS team or IT in an institution maintaining retail customer data.
  • Experience of risk management practices within the Banking/Consumer finance industry and familiarity with credit risk exposure calculation methodologies & tools would be desirable but not essential.


Individual Characteristics:

  • Excellent problem solving and quantitative skills
  • Ability to write and think clearly and to reduce complex concepts to their simplest form.
  • Highly self-motivated.
  • Team working.



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